What is the right deductible for my auto insurance?

What deductible is right for my auto insurance? The deductible is the amount of money that the insured is willing to pay for the damages suffered by his car in the event of an accident. Usually, insurers offer a deductible between $ 250 and $ 2,500.
To address this issue, it must be borne in mind that, in auto insurance, the following maxim is met: the higher the deductible, the lower the monthly policy fee, and the lower the deductible we are willing to assume, the higher monthly premium.
The recurring question of many policyholders is: what is the correct deductible amount?
Unfortunately, there is no single answer that works for all vehicle owners, as the correct deductible depends on each individual’s financial situation. If this allows you to assume, in the event of an accident, $ 2,000 or $ 3,000 of the repair of your vehicle, then the logical thing is to sign a contract for that amount of deductible, since the monthly insurance premium will be lower.
But if paying $ 2,000 in the event of an accident is a big problem in your family budget, then the logical thing is to resort to lower deductibles, in the order of $ 250 or $ 500. Of course, the premium will be a bit more expensive, but not impossible to pay. If the car is damaged in an accident, you would only have to pay $ 250 and the rest of the repair would be paid by the insurer. What is the right deductible for my auto insurance?
Look no further, if you are interested in cheap insurance for your car, Univista Insurance is your best option.

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