Is it worth having vision insurance? Having vision insurance is crucial for those with vision issues requiring glasses or contact lenses. A vision policy is the simplest way to manage and reduce eye care costs, covering a monthly fee for preventive eye exams, eyeglass frames, and contact lenses. Some plans even offer discounts on surgical procedures like LASIK, which is used to correct nearsightedness, farsightedness, and astigmatism.
The best part? An average vision insurance premium can range from $7 to $20 monthly. With this payment, you get coverage for an annual eye exam, although some plans may require a copay of $10 to $15 for these tests.
Another perk of vision insurance is coverage for prescription eyeglass frames up to a specific price point, typically allowing you to purchase glasses for between $150 and $200.
To grasp the advantages of this policy, consider that someone without insurance seeking an eye exam could pay anywhere from $150 to $300, depending on the clinic. If the optometrist prescribes glasses afterward, the cost of a decent frame alone could exceed $150.
While many vision plans don’t cover LASIK, the most popular vision surgery, which can cost over $2,200 per eye (more than $4,400 for both eyes), they often provide discounts, such as 15% or 20% off the procedure or a specific amount like $800.
In conclusion, if you’ve done the math, you likely understand the importance of having vision insurance to protect your wallet. At Univista Insurance, you can obtain the most suitable insurance tailored to your needs. Is it worth having vision insurance?
Give us a call today for a comprehensive quote! (305) 227-9304. You can also get a free quote here.
